The Islamist assault in San Bernardino may prove to be the turning point in the Islamist war on America. Americans are realizing that it’s time to get deadly serious about self-defense.

Islamist assassins are here, and by “here” I do not mean in New York or Washington, D.C. Islamist radicals are in every state and in your community — in San Bernardino, Phoenix, Portland, Miami, Chicago, and for certain, Minneapolis, Detroit and San Francisco. Also, in Peoria, Aspen and Topeka.

The FBI has said there are 900 investigations under way in all 50 states, and 48 Islamists “deserve” round-the-clock surveillance. Most likely there are 9,000 Islamists who deserve that 24-hour surveillance and monitoring, but the FBI does not have the resources for that task.

So, here we are.

Barack Obama and Hillary Clinton and the New York Times are worried more about the oceans rising two inches over the next 50 years than about keeping radical Muslims out of our country. But that’s not the worst of it.

Our problem is no longer national security, it is hometown security.

The solution is not a bigger defense department, it is a homeland reserve militia trained in self-defense – trained for defense of our communities, our neighborhoods, our schools, our sports events, our shopping malls — in short, the everyday defense of our way of life.

Consider the dire condition of our law enforcement capabilities.

We can wait to fix all of those obstacles to self-defense through the political process, or we can act while we work on those fixes. We can act to defend ourselves by arming ourselves. If attacked, do you call 911 and wait for police to arrive, or do you take the bastards down?

In San Bernardino, the police arrived in 4 minutes of the first shots, and still 14 people were slaughtered. Next time it could be 140 or 400.

In San Bernardino, the assassins were two “self-radicalized” Islamist jihadists, one of them an American-born Muslim of Pakistani immigrant parents. The mastermind of the Paris attack of last month was not a refugee, he was a French citizen born to Moroccan immigrants. The female half of that pair of assassins had been “vetted” by two federal agencies and awarded a visa.

It’s time to wake up and smell the ashes of self-delusion.

In response to radical Islam’s declaration of war on America, Barack Obama plays golf and Hillary Clinton wants to have a “national conversation” about gun confiscation. Let’s hope she continues with such vapid stupidities, as it will be a fitting final chapter to her political biography.

If President Obama or any president ever attempts gun confiscation in America, there should be and will be a second civil war. An America disarmed is an America in subjugation.

But there are things government can do — if citizens will demand it. In the absence of statesmanship and leadership from above, it’s time for states and communities to act in their own self-defense.

To show we are serious about empowering 100 million citizens for self-defense, we should seriously consider subsidizing the purchase of firearms by low-income citizens. Terrorists and criminals already know how to obtain guns, so why not help the defenseless? If we can afford food stamps and housing subsidies, why not gun stamps to help urban citizens survive the next Islamist assault?

We now live in a very polarized nation, divided not between Republicans and Democrats but between those who want to defend our liberties and those who want to defend politically correct stupidities.

Citizens should not wait for the politically correct and our cowardly Congress to wake up; they can act now at the state and local level. Before it really is too late.