House Dem Introduces Legislation Requiring All Gun Owners to Get Liability Insurance

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On May 29, Rep. Carolyn Maloney (D-NY) introduced legislation requiring all would-be gun owners to purchase liability insurance before being allowed to purchase a firearm.

If caught without liability insurance, gun owners would face a fine of “$10,000.”

According to The Hill, Maloney released a statement saying, “We require insurance to own a car, but no such requirement exists for guns. The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise.”

Maloney then went on to reveal her belief that “an insurance requirement would allow the free market to encourage cautious behavior and help save lives.” In other words, requiring insurance would play into Democrats’s hands by forcing gun owners to adopt practices like locking up their guns or even rendering them inoperable when away from home for a lower insurance rate.

She also spoke as if a liability insurance requirement could open the door to a renewal of suits against gun owners for the misuse of their firearms. Maloney did this by saying, “Adequate liability coverage would also ensure that the victims of gun violence are fairly compensated when crimes or accidents occur.”

Breitbart News previously reported that Maloney introduced legislation to expand background checks at gun shows on May 19. She introduced that legislation without citing one high-profile criminal who had bought his or her gun at a gun show.

However, Breitbart News pointed out that a number of high-profile attackers have gotten their guns via background checks. These attackers include Elton Simpson and Nadir Soofi (Garland), Jared and Amanda Miller (Las Vegas), Elliot Rodger (Santa Barabara), Ivan Lopez (Fort Hood 2014), Darion Marcus Aguilar (Maryland mall), Karl Halverson Pierson (Arapahoe High School), Paul Ciancia (LAX), Andrew John Engeldinger (Minneapolis), Aaron Alexis (DC Navy Yard), Tennis Melvin Maynard (West Virginia), James Holmes (Aurora theater), Jared Loughner (Tucson), Nidal Hasan (Fort Hood 2009), Jiverly Wong (Binghamton), Seung-Hui Cho (Virginia Tech), Naveed Haq (Seattle), and Mark Barton (Atlanta), all of whom got their guns by passing background checks.

Follow AWR Hawkins on Twitter @AWRHawkins. Reach him directly at


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