Doctors, Hospitals Demanding Patients Pay Entire Deductible Up Front Thanks to Obamacare
The rocky rollout of Obamacare isn’t limited to website problems. According to a report from Bloomberg, many doctors and clinics are now demanding that people pay the entire deductible on their insurance before they will be seen. Obamacare will increase that practice, since a huge number of plans under Obamacare have low premiums with huge deductibles.
The second-cheapest Obamacare plan in California has a $2,000 annual deductible. Hospitals want deductibles paid up front to ensure they receive their cash rather than being stiffed on the back end. Meanwhile, employers are jumping on the high deductible bandwagon, with 34 percent of insured workers having deductibles higher than $1,000.
There are 15.5 million people with high deductible plans, an increase of 12.5 million since 2005. Both doctors and hospitals at New York University Langone Medical Center insist on full payment of deductibles before care, according to administration.